Last Updated: April 14, 2026 · Monterra Financial LLC · Miami, Florida
Monterra Financial LLC ("Monterra Financial," "we," "our," or "us") is a commercial financing advisory firm based in Miami, Florida. We connect small business owners with funding solutions through a network of vetted third-party lending partners. Monterra Financial is not a direct lender — we act as a broker and advisor to match businesses with appropriate funding products.
By accessing or using the Monterra Financial website at monterrafinancial.com, submitting any application, or engaging with our advisors, you agree to these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.
Our services are available to:
By submitting an application, you represent and warrant that you meet these eligibility requirements and that all information provided is accurate, complete, and truthful.
Monterra Financial provides funding advisory services, including:
We do not guarantee approval or funding. All final credit and funding decisions are made solely by the lending partners in our network. Rates, terms, and approval decisions are subject to lender underwriting criteria and may vary based on your qualifications.
By submitting any form on our website, you expressly consent to be contacted by Monterra Financial LLC and its representatives via:
This consent is not a condition of receiving funding or advisory services. You are not required to consent to receive funding options.
All rates, terms, and product information displayed on our website are illustrative and represent general market ranges. Actual rates and terms are determined by individual lenders based on your specific business profile and qualifications.
Monterra Financial makes no guarantee, expressed or implied, that submitting an application will result in an offer of funding or that any funding offer will meet your specific needs, expectations, or requirements. We are not responsible for any lender's decision to approve or deny an application.
You agree to provide accurate, current, and complete information in all applications and communications with Monterra Financial. Providing false or misleading information may result in immediate termination of services and may constitute fraud under applicable law.
All content on the Monterra Financial website, including text, graphics, logos, images, and software, is the property of Monterra Financial LLC and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written permission.
To the fullest extent permitted by law, Monterra Financial LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website, services, or any funding transaction facilitated through our network. Our total liability to you for any claim shall not exceed the amount of any fees paid by you to Monterra Financial in connection with the specific transaction giving rise to the claim.
You agree to indemnify, defend, and hold harmless Monterra Financial LLC, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of our services, your application, or your breach of these Terms.
Monterra Financial facilitates introductions between clients and third-party lenders. We are not responsible for the actions, decisions, terms, or conduct of any lender in our network. Any dispute regarding a funded transaction must be resolved directly with the lending party. You should carefully review all lender agreements before signing.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described therein.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Miami-Dade County, Florida.
We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website or services after any changes constitutes your acceptance of the updated terms.
For questions about these Terms and Conditions, please contact us: